"I worried that it was going to be a waste of time and that it would be full of nice words and ideas that wouldn’t translate into practical steps to follow.

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Ricard made the topic sound much less scary than it was for me at the beginning.

He has a way of simplifying things so that you can understand that is so helpful." 

"It is always nice to put a name to a face and listening to Ricard share his wealth of knowledge on dividends, it feels like you are talking to your best friend.

​Ricard's advice on dividend investing is excellent.

He strips away what you don't need so you only take away the most important pieces of knowledge."