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80/20 Rule Investing

You Can’t Really Fail at Investing With the 80/20 Rule

September 29, 2017 By Ricard Torres 1 Comment Filed Under: Financial Independence, Investing, Money Mindset

Investing in stocks can be confusing. How do you know which ones to pick? How can you be sure that you won’t lose money? Should you follow hot tips from a colleague? These are some of the reasons why most people in the developed world do not invest, choosing instead to let their savings dwindle… READ MORE

psychology investing

Psychological Shortcomings: How Your Brain Affects Your Investments

June 28, 2017 By Ricard Torres Leave a Comment Filed Under: Investing, Money Mindset, Stocks

Today I have a guest post from Anum Yoon, who’s a personal finance blogger and journalist who runs Current on Currency. Check out her blog to read her thoughts on investing, saving for retirement, and budgeting. Trying to control the stock market is already an impossible task, but did you know your brain is actually… READ MORE

compound interest 8th wonder of the world

Compound Interest: The 8th Wonder of The World

May 10, 2017 By Ricard Torres 4 Comments Filed Under: Financial Independence, Investing, Money Mindset

Apparently, Albert Einstein once had this to say about compound interest: “Compound interest is the 8th wonder of the world. He who understands it earns it – he who doesn’t pays it.” Regardless of whether he actually said it or not, this is one of the biggest truths there is and something that, if understood, can… READ MORE

Money Conversation

A Money Conversation With My 18-Year-Old Self

April 14, 2017 By Ricard Torres 2 Comments Filed Under: Investing, Money Mindset, Saving

I often like to imagine what would happen if time travel was possible. What if I could go back and change things to make the present time better? I’m not alone in this – right? Would I try and rescue some famous historical figures from certain death? Would I plot to assassinate one of the many… READ MORE

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Hello hello! My name is Ricard Torres. (click the image to read more)

I have one goal in life: to build freedom in my life by earning passive income.

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