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best way to track expenses

The Best Way to Track Expenses – Personal Capital Review

March 3, 2017 By Ricard Torres Leave a Comment Filed Under: Investing, Saving

I get asked all the time about saving money, both by my readers and my friends. Once they hear that I saved $20,000 in a year they go through a sequence of disbelief, acceptance and then curiosity. Most people just aren’t familiar with saving money. They may have “saved” for a few months so they… READ MORE

how to live off dividends

How to Live off Dividends and Never Have to Work Again

February 22, 2017 By Ricard Torres 27 Comments Filed Under: Investing, Stocks

I’m about to condense some of the most valuable knowledge that I’ve been taught over the last few years into a couple of sentences. Ready? If you want to be truly free in this world, you need to master your money. You need to transition from an employee who works for active income to an investor… READ MORE

stock market collapses

The Only Intelligent Thing to Do When The Stock Market Collapses

November 15, 2016 By Ricard Torres 6 Comments Filed Under: Investing, Stocks

So here I was, eagerly waiting for the American stock market to open on Thursday morning, expecting a big drop in the price of most stocks. It was shopping time for me! In case you’ve been living under a rock, Donald Trump won the presidential election on Wednesday and will become the 45th President of the… READ MORE

Paradigm Shift – The Story So Far

July 1, 2016 By Ricard Torres Leave a Comment Filed Under: Investing

Hopefully, by now you know what this site is about. You understand that it’s all about Financial Independence, or how, by making more money and saving a lot of it ,you can create enough passive income to do anything you want with your time. In other words, this site is about freedom. You may also… READ MORE

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WELCOME!

WELCOME!

Hello hello! My name is Ricard Torres. (click the image to read more)

I have one goal in life: to build freedom in my life by earning passive income.

I teach people how to take control of their money and put it to work - so that one day, they don't have to.

PASSIVE INCOME = FREEDOM

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Recent Posts

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