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compound interest 8th wonder of the world

Compound Interest: The 8th Wonder of The World

May 10, 2017 By Ricard Torres 4 Comments Filed Under: Financial Independence, Investing, Money Mindset

Apparently, Albert Einstein once had this to say about compound interest: “Compound interest is the 8th wonder of the world. He who understands it earns it - he who doesn’t pays it.” Regardless of whether he actually said it or not, this is one of the biggest truths there is and something that, if understood, can… READ MORE

Money Conversation

A Money Conversation With My 18-Year-Old Self

April 14, 2017 By Ricard Torres 2 Comments Filed Under: Investing, Money Mindset, Saving

I often like to imagine what would happen if time travel was possible. What if I could go back and change things to make the present time better? I’m not alone in this - right? Would I try and rescue some famous historical figures from certain death? Would I plot to assassinate one of the many… READ MORE

Stock Market Downturn

What Clever Investors Do During a Stock Market Downturn

March 31, 2017 By Ricard Torres Leave a Comment Filed Under: Investing, Stocks

Today I have a guest post by Chad Price, from Welcome to the Nerdery. He was actually one of the first people who emailed me with encouraging words - basically “keep up the good work!”. As a blogger, hearing something like that can make a huge difference. 🙂 When he asked me if he could write… READ MORE

how to invest in the stock market with little money

How to Invest in the Stock Market with Little Money

March 17, 2017 By Ricard Torres Leave a Comment Filed Under: Investing, Stocks

There was a time when I didn’t know that investing in the stock market was open to everyone. Sure, I knew that some people did invest (my dad does it for a living) but I didn’t think it was something you did. Certainly not something that was talked about openly in my social circles. Of course,… READ MORE

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Hello hello! My name is Ricard Torres. (click the image to read more)

I have one goal in life: to build freedom in my life by earning passive income.

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